Insurance Specifically Designed for CPAs.
With the ever-changing professional services offered by CPAs today, you have a greater exposure to potential loss than ever before. To protect your business investment, you need an insurance program that addresses your specific needs.
The Florida Institute of CPAs, in conjunction with Rogers, Gunter, Vaughn Insurance, Inc., offers the protection plan you need, including Property/ Casualty, Worker's Comp, Commercial Auto, Professional Liability, and Employee Benefits.
BASIC OFFICE PROTECTION
Building and business personal property pays to repair or replace your building, or as a tenant, any equipment, stock, furniture, or fixtures that you own -- up to your policy's limits. The Special Property Coverage form covers direct loss not otherwise excluded, including theft.
There are no complicated coinsurance rules to be met and deductible options start as low as $500.
The policy protects your money and securities up to $10,000 at a covered location or when deposited in a bank or savings institution, and up to $5,000 when located off the premises (this limit may be increased to $10,000).
Business liability protects your business against claims (excluding those resulting from your professional services) for injuries to your customers, the general public, or from damage to the property of others. Defense costs, as a result of such claims, are covered, regardless of fault, in addition to your policy's limits.
Business income and extra expense covers you for actual loss of earnings up to 12 months, with no specified limit. It covers you for losses due to down time or extra expenses needed to restore operations and provides two weeks of loss of income coverage should your building be inaccessible by civil order.
The policy also protects your equipment against breakdowns caused by power surges or mechanical malfunctions.
SPECIAL COVERAGES
The program offers a number of coverages that are specifically packaged for CPAs. Here are a few of the coverages available:
- Accountants library coverage: $50,000
- Valuable papers and records: $50,000
- Accounts receivable: $60,000
- Computers and media: $100,000
- Computers and media off-premise and in-transit: $25,000
- Employee dishonesty (including ERISA): $50,000
- Fine Arts: $50,000
- Leasehold interest coverage: $100,000
- Personal property of others: $10,000
- Personal property off-premise and in-transit: $25,000
- Back up of sewer and drains: $25,000
- Outdoor signs: included
- Claims expenses: $5,000
- Arson reward: $10,000
- Forgery and alterations: $10,000
- Money orders and counterfeit papers: $10,000
OPTIONAL COVERAGES
Employment practices liability, non-owned auto liability, umbrella liability and systems breakdown (covers everything from fax machines to air conditioners).
WORKER'S COMPENSATION
"All-States" coverage protects accounts and staff traveling out-of-state.
The program provides services which can help you control Worker's compensation medical expenses and other loss costs.
Toll-free, 24-hour claims reporting gets your claims processed fast.
Nonassessable policy - you never have to pay for an assessment.
BUSINESS AUTO
Provides coverage for autos owned or leased by your firm.
FICPA/AICPA Professional Liability Insurance Program
THE RIGHT COVERAGE FOR YOUR PRACTICE.
The FICPA Professional Liability Insurance Program offers a choice of plans to fit the size and nature of your practice.
The Premier Plan: Designed for firms of all sizes, offering flexibility in coverage and options to fit specific practice needs.
The CPA Value Plan: Designed for the accounting firm with up to 3 professionals and annual billings of up to $300,000. To request a Value Plan Quote click here
The Regional Firms Plan: Designed for regional and Group B firms requiring specialized professional liability coverages for the wide variety and high volume of services they offer.
SPONSORED BY AICPA
Committed to CPAs
The AICPA Professional Liability Insurance Program has continuously served CPAs nationwide since 1967. It is the only professional liability program endorsed by the AICPA and is the leading choice of CPAs throughout the US.
Independently monitored
All aspects of the program are monitored on an on-going basis by an AICPA committee of CPAs in public practice. This participation assists the program in delivering the coverage, rates, and service that today's CPA firms demand.
THE EXPERIENCE AND STABILITY OF CNA
Underwritten by CNA
The Premier Plan is underwritten by Continental Casualty Company, a CNA insurance company. CNA has been providing insurance for over 100 years and is the largest underwriter of accountants' professional liability insurance in the United States.
Prompt claims service
CNA has a staff of experienced claims and risk management professionals dedicated solely to serving the accounting profession. Their experience assures that each claim is handled promptly and efficiently.
We're All About You!
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